:root{--bg:#f4f7f6;--surface:#fff;--ink:#1d2b29;--muted:#5a6d69;--primary:#2c6c66;--on-primary:#fff;--sage:#cfe3d8;--warm:#f3ede2;--border:#dbe5e1;--danger:#a8472f;--danger-bg:#f8e9e4;--warn:#8a5a14;--warn-bg:#fbf0dc;--good:#2f7d4f;--c-needs:#4f78b4;--c-wants:#d2b680;--c-savings:#2c6c66;--c-cautious:#7fa99b;--c-balanced:#2c6c66;--c-growth:#c08a35;--radius:14px;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light dark}@media (prefers-color-scheme:dark){:root{--lightningcss-light: ;--lightningcss-dark:initial;--bg:#0f1b19;--surface:#16251f;--ink:#e5efec;--muted:#9db3ad;--primary:#67b9ad;--on-primary:#0b1614;--sage:#1d3a32;--warm:#2a2a22;--border:#25403a;--danger:#f0a28d;--danger-bg:#3a2420;--warn:#e8bf7a;--warn-bg:#33291a;--good:#7fcf9d;--c-needs:#7ea3dc;--c-wants:#b99a5c;--c-savings:#67b9ad;--c-cautious:#8fb8aa;--c-balanced:#67b9ad;--c-growth:#d9a550}}*{box-sizing:border-box}body{background:var(--bg);color:var(--ink);margin:0;font:16px/1.55 system-ui,-apple-system,Segoe UI,Roboto,sans-serif}#app{max-width:760px;margin:0 auto;padding:24px 16px 48px}h2{letter-spacing:-.01em;margin:28px 0 8px;font-size:1.35rem}h3{margin:24px 0 6px;font-size:1.05rem}.muted{color:var(--muted)}.small{font-size:.875rem}p{margin:6px 0}.top{grid-template-columns:1fr auto;align-items:center;gap:4px 12px;display:grid}.top .tagline{grid-column:1/-1;margin:0}.brand{color:var(--primary);letter-spacing:-.03em;margin:0;font-size:2.6rem;font-weight:800;line-height:1.1}.tagline{color:var(--muted);margin:2px 0 0;font-size:1rem}.lang{border:1px solid var(--border);background:var(--surface);border-radius:999px;flex:none;display:flex;overflow:hidden}.lang-btn{color:var(--muted);cursor:pointer;font:inherit;background:0 0;border:0;padding:6px 12px;font-size:.85rem}.lang-btn[aria-pressed=true]{background:var(--primary);color:var(--on-primary)}.stepper{gap:8px;margin:24px 0 8px;padding:0;list-style:none;display:flex}.stepper li{color:var(--muted);flex:1;align-items:center;gap:8px;font-size:.85rem;display:flex}.stepper .dot{border:1px solid var(--border);background:var(--surface);border-radius:50%;flex:none;place-items:center;width:24px;height:24px;display:grid}.stepper .current{color:var(--ink);font-weight:600}.stepper .current .dot,.stepper .past .dot{background:var(--primary);color:var(--on-primary);border-color:var(--primary)}@media (max-width:520px){.stepper li:not(.current) .lbl{display:none}.stepper li.current{flex:3}}.privacy{background:var(--sage);border-radius:var(--radius);align-items:flex-start;gap:12px;margin:16px 0 4px;padding:12px 14px;font-size:.875rem;line-height:1.45;display:flex}.privacy strong{font-size:.95rem}.privacy p{color:var(--muted);margin:2px 0 0}.privacy-icon{color:var(--primary);flex:none;margin-top:1px}.privacy-icon svg{width:20px;height:20px}.privacy .icon-btn{background:0 0;border-color:#0000;width:32px;height:32px}input,select,button{font:inherit;color:inherit}input,select{border:1px solid var(--border);background:var(--surface);border-radius:10px;width:100%;min-height:44px;padding:12px 14px;font-size:1rem}input:focus-visible,select:focus-visible,button:focus-visible{outline:3px solid var(--primary);outline-offset:2px}.field{color:var(--muted);flex-direction:column;gap:4px;font-size:.9rem;display:flex}.field-row{gap:12px;margin-top:12px;display:flex}.field-row select{width:110px}.grow{flex:1;min-width:0}.rows{flex-direction:column;gap:8px;margin:8px 0;display:flex}.row{align-items:center;gap:8px;display:flex}.row input[type=number]{width:130px}.debt-row{flex-wrap:wrap;align-items:flex-end}.mini{color:var(--muted);flex-direction:column;flex:110px;gap:3px;min-width:0;font-size:.8rem;display:flex}.mini.grow{flex:2 160px}.debt-row input[type=number]{width:100%}input.invalid{border-color:var(--danger);box-shadow:0 0 0 1px var(--danger)}@media (max-width:520px){.debt-row{border:1px solid var(--border);border-radius:10px;padding:10px;position:relative}.mini,.mini.grow{flex:100%}.debt-row .icon-btn{align-self:flex-end}}.icon-btn{border:1px solid var(--border);background:var(--surface);cursor:pointer;width:44px;height:44px;color:var(--muted);border-radius:10px;flex:none;font-size:1.1rem}.chips{flex-wrap:wrap;gap:8px;margin:8px 0;display:flex}.chip{border:1px solid var(--border);background:var(--surface);color:var(--ink);cursor:pointer;border-radius:999px;min-height:40px;padding:10px 14px;font-size:.875rem}.chip:hover{border-color:var(--primary)}.link-btn{color:var(--primary);cursor:pointer;background:0 0;border:0;padding:10px 6px;font-weight:600}.leftover{color:var(--primary);margin:10px 0;font-weight:600}.leftover.negative,.error{color:var(--danger)}.error{min-height:1.4em;margin-top:16px}.cards{grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:12px;margin:12px 0;display:grid}.cards.stack{grid-template-columns:1fr}@media (min-width:720px){.cards.stack{grid-template-columns:repeat(2,1fr)}}.card{text-align:left;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);cursor:pointer;flex-direction:column;gap:6px;padding:16px;display:flex}.card:hover{border-color:var(--primary)}.card.selected{border:2px solid var(--primary);background:var(--sage);padding:15px}.card:focus-visible{outline:3px solid var(--primary);outline-offset:2px}.saves{color:var(--primary);font-weight:600}.buckets{flex-direction:column;gap:4px;margin-top:8px;display:flex}.bucket{justify-content:space-between;gap:8px;font-size:.875rem;display:flex}.actions{flex-wrap:wrap;justify-content:center;align-items:center;gap:12px;margin-top:28px;display:flex}.primary,.ghost{cursor:pointer;border:1px solid var(--primary);border-radius:999px;min-height:46px;padding:12px 26px;font-weight:600}.primary{background:var(--primary);color:var(--on-primary)}.ghost{color:var(--primary);background:0 0}.roadmap{flex-direction:column;gap:14px;margin-top:12px;display:flex}.phase{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:16px 18px}.phase-active{border:2px solid var(--primary);padding:15px 17px}.phase-head{flex-wrap:wrap;align-items:center;gap:10px;display:flex}.phase-head h3{flex:1;margin:0}.num{background:var(--primary);width:28px;height:28px;color:var(--on-primary);border-radius:50%;flex:none;place-items:center;font-weight:700;display:grid}.tag{border:1px solid var(--border);color:var(--muted);border-radius:999px;padding:3px 10px;font-size:.75rem}.tag-active{background:var(--primary);color:var(--on-primary);border-color:var(--primary)}.facts{flex-wrap:wrap;gap:6px 18px;margin:8px 0;padding:0;font-weight:600;list-style:none;display:flex}.warning{background:var(--warn-bg);color:var(--warn);border-radius:10px;padding:12px 14px}.strategies{grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:10px;margin-top:12px;display:grid}.strategy{border:1px solid var(--border);background:var(--bg);border-radius:12px;flex-direction:column;gap:4px;padding:12px;display:flex}.strategy.suggested{border:2px solid var(--primary);padding:11px}.badge{background:var(--primary);color:var(--on-primary);border-radius:999px;align-self:flex-start;padding:2px 10px;font-size:.72rem}.panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);margin-top:18px;padding:4px 18px 18px}.bar{background:var(--border);border-radius:999px;height:18px;margin:12px 0;display:flex;overflow:hidden}.seg-needs{background:var(--c-needs)}.seg-wants{background:var(--c-wants)}.seg-savings{background:var(--c-savings)}.legend{flex-wrap:wrap;gap:6px 18px;margin:8px 0;padding:0;font-size:.9rem;list-style:none;display:flex}.legend li{align-items:center;gap:6px;display:flex}.pct-ok{color:var(--good)}.pct-over{color:var(--warn)}.swatch{border-radius:3px;width:12px;height:12px;display:inline-block}.foot{text-align:center;color:var(--muted);margin-top:40px;font-size:.85rem}.tips{flex-direction:column;gap:10px;margin:8px 0 0;padding-left:20px;display:flex}.warn-text{color:var(--warn)}.sliders{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);flex-direction:column;gap:10px;padding:14px 16px;display:flex}.slider{grid-template-columns:9rem 1fr 3rem;align-items:center;gap:10px;font-size:.9rem;display:grid}.slider input[type=range]{width:100%;accent-color:var(--primary)}.slider-value{text-align:right;font-weight:600}.sliders .link-btn{align-self:flex-start}@media (max-width:480px){.slider{grid-template-columns:1fr 3rem}.slider span{grid-column:1/-1}}[hidden]{display:none!important}.sliders.disabled{opacity:.55}.sliders.disabled .slider input,.sliders.disabled .link-btn{cursor:not-allowed}.saved-note{margin-top:16px}.progress{gap:6px;margin:6px 0 14px;display:flex}.progress span{background:var(--border);border-radius:999px;flex:1;height:6px}.progress span.done,.progress span.current{background:var(--primary)}.privacy-close{margin-left:auto}h2{margin-top:24px}.hero{background:linear-gradient(135deg, var(--sage), var(--warm));border-radius:var(--radius);margin-top:8px;padding:22px 22px 18px}.hero h2{margin:0 0 4px;font-size:1.6rem}.hero p{color:var(--muted)}.milestones{flex-direction:column;gap:10px;margin:14px 0 0;padding:0;font-size:1.05rem;font-weight:600;list-style:none;display:flex}.ms{align-items:center;gap:12px;display:flex}.ms-dot{border:2px solid var(--primary);width:24px;height:24px;color:var(--on-primary);border-radius:50%;flex:none;place-items:center;font-size:.8rem;display:grid}.ms-done .ms-dot{background:var(--primary)}.focus>h2{margin-top:32px}details.more{margin-top:12px}details.more>summary{cursor:pointer;color:var(--primary);min-height:44px;padding:10px 0;font-weight:600}details.more>summary:focus-visible{outline:3px solid var(--primary);outline-offset:2px}.phase-done{opacity:1}@media (prefers-reduced-motion:no-preference){.step{animation:.25s ease-out settle}@keyframes settle{0%{opacity:0;transform:translateY(6px)}}}@media (max-width:520px){#app{padding:16px 14px 40px}.actions .primary{min-width:12rem}.hero{padding:18px 16px 14px}}.top-actions{flex-wrap:nowrap;justify-content:flex-end;align-items:center;gap:10px;display:flex}.adv-btn{border:1px solid var(--border);background:var(--surface);color:var(--muted);cursor:pointer;border-radius:999px;align-items:center;gap:6px;min-height:36px;padding:6px 12px;font-size:.85rem;display:inline-flex}.adv-btn:hover,.adv-btn[aria-expanded=true]{color:var(--primary);border-color:var(--primary)}.advanced{margin-top:16px;padding-top:14px}.advanced h2{margin:0}.advanced h3{margin-top:22px}.adv-head{justify-content:space-between;align-items:center;gap:12px;display:flex}.adv-row{margin:6px 0 12px}.adv-slider{grid-template-columns:9rem 1fr 3.5rem;align-items:center;gap:10px;font-size:.9rem;display:grid}.adv-slider input[type=range]{width:100%;accent-color:var(--primary);border:0;min-height:0;padding:0}.adv-note{margin-left:calc(9rem + 10px);display:block}.adv-group{background:var(--bg);border:1px solid var(--border);border-radius:12px;margin-top:8px;padding:12px 14px}.adv-group .adv-row{margin:0 0 10px}.adv-mortgage{border-top:1px dashed var(--border);justify-content:space-between;align-items:center;gap:12px;padding-top:10px;font-size:.9rem;display:flex}.pct-field{color:var(--muted);flex:none;align-items:center;gap:6px;display:inline-flex}.pct-input{text-align:right;width:4.5rem;min-height:40px;padding:8px 10px}.adv-hint{margin:6px 0 0}@media (max-width:480px){.adv-slider{grid-template-columns:1fr 3.5rem}.adv-slider>span:first-child{grid-column:1/-1}.adv-note{margin-left:0}}.reset-wrap{flex-wrap:wrap;justify-content:center;align-items:center;gap:12px;margin-top:22px;display:flex}.reset-btn{border:1px solid var(--primary);color:var(--primary);cursor:pointer;background:0 0;border-radius:999px;min-height:44px;padding:10px 22px;font-weight:600}.reset-btn.armed{background:var(--warn-bg);border-color:var(--warn);color:var(--warn)}.link-btn.armed{background:var(--warn-bg);color:var(--warn);border-radius:999px;padding:10px 18px}.reset-btn:focus-visible{outline:3px solid var(--primary);outline-offset:2px}.order{border-top:1px dashed var(--border);margin-top:14px;padding-top:4px}.order h4{margin:12px 0 2px;font-size:1rem}.order .cards{grid-template-columns:repeat(auto-fit,minmax(180px,1fr))}.order .card{padding:12px}.order .card.selected{padding:11px}@media (max-width:360px){.top-actions{gap:6px}.adv-btn,.lang-btn{padding:6px 10px}.brand{font-size:1.7rem}.top{column-gap:8px}.adv-btn span{font-size:.8rem}}
